The big Fiji guide
Moving to Fiji: residence, company formation & investing
Dreaming of a life, a business or an investment in the South Pacific? Here are the key answers – honest, practical and from someone who has walked the path himself.
Step by step
How to get a residence permit for Fiji
Tourists from most European countries enter visa-free (up to 4 months, extendable to 6). If you want to stay, work or invest, you need a permit from theFiji Immigration Department. These are the proven routes:
- Clarify your goal: working (Work Permit through an employer), investing (Investor Permit based on a registered investment), retiring (Residence on Assured Income with proof of income) – or an extended stay to get to know the country first.
- Prepare documents: passport (6+ months validity), police clearance, medical certificate, proof of finances or income, photos – plus, depending on the route, employment contract, business plan or proof of investment. Everything in English.
- For investments first: register with Investment Fiji (Foreign Investment Registration Certificate, FIRC) – it is the basis for the Investor Permit.
- Submit the application: to the Immigration Department, ideally complete and with local support – incomplete applications cost months.
- Use & renew the permit: permits are issued for a limited period (often 1–3 years) and are renewable. After several years of lawful residence you can apply for permanent residence.
From experience
The most valuable tips for your fresh start in Fiji
Experience first, decide second
Spend several weeks in the country – including the wet season. Everyday Fiji is different from holiday Fiji. We organise orientation stays with contact to locals.
Collect documents early
Police clearance, certified translations, health checks: what takes weeks in Europe will otherwise block your application later.
Understand land rights
iTaukei land is leased, not sold. Have every lease checked before money flows – the most common (and most expensive) beginner mistake.
Relationships matter
In Fiji everything runs on trust and personal networks. Take time for people, village and kava ceremony and doors will open.
Plan a financial buffer
Budget 6–12 months of reserves. Administrative steps, containers, deposits and start-up costs usually come bundled.
Insurance first
Take out international health insurance with evacuation cover before you relocate – not after.
Capital with vision
Investing in Fiji – opportunities in the South Pacific
Fiji is the economic hub of the South Pacific: English-speaking, politically stable, a Commonwealth member, with growing tourism and a young, motivated population. Foreign investors can hold 100 % ownership in most industries and repatriate profits after tax clearance.
Tourism & resorts
The country's growth engine: boutique resorts, active tourism, surf and dive operations. Fiji breaks visitor records year after year.
Construction & sustainable housing
Housing and holiday accommodation are urgently needed. With our partner SpaceDome we focus on cyclone-proof dome homes built in days.
Agriculture & kava
Kava, coconut products, ginger and aquaculture have strong export markets – sustainability is a real selling point here.
Renewable energy
Fiji aims to generate most of its power renewably – solar, hydro and storage solutions are actively encouraged.
Outsourcing & services
English-speaking professionals in Australia's/New Zealand's time zone: BPO, customer service and IT services are growing fast.
Real estate & leases
Long-term lease models for resorts and housing projects – a solid foundation with proper title checks.
Your path to the investment – with TC Holding
- Honest initial assessment: does your idea fit Fiji? We tell you openly – even if the answer is "no".
- Market & site checks on the ground: visits, talks with communities and authorities, checking land titles and leases.
- FIRC & company formation: registration with Investment Fiji, incorporation, tax number, bank account, licences.
- Implementation & network: reliable local partners, tradespeople and employees – and a contact person who stays.
Knowledge at a glance
20 questions & answers on emigrating, company & investment
Do EU citizens need a visa for Fiji?
For tourist stays, citizens of most European countries including Austria, Germany and Switzerland receive a free visitor visa on arrival for up to 4 months (extendable to 6 months in total). Requirements: a passport valid for at least 6 months, an onward or return ticket and proof of sufficient funds. If you want to work or stay permanently, you need a permit in advance.
How do I get a long-term residence permit for Fiji?
The most common routes are: a Work Permit through an employer, an Investor Permit based on a registered investment, or Residence on Assured Income – popular with retirees who can prove regular income from abroad. After several years of lawful residence you can apply for permanent residence. The competent authority is the Fiji Immigration Department.
What is the "Assured Income" permit for retirees?
Fiji offers residence for people who can prove a regular income from abroad (e.g. pension or investment income) which is remitted to a Fijian bank account. The permit is issued for a limited period and is renewable – a proven path to retirement under palm trees.
Which documents do I need for the application?
Typically: a valid passport, police clearance certificate, medical certificate including certain tests, proof of finances or income, passport photos and – depending on the route – an employment contract, business plan or proof of investment. All documents should be in English or certified translations.
How long does processing take?
Depending on the permit type and completeness of your documents, from a few weeks to several months. Our tip: start early, prepare all documents cleanly in advance and submit with local support – this avoids queries and often saves months.
Can foreigners buy land or a house in Fiji?
Only a small share of land (around 8 %) is freehold and freely tradable. Most land belongs to iTaukei communities and is granted via long-term leases (often 50–99 years). Foreigners also face restrictions when buying residential property in town areas. Before any property deal: have title and lease checked professionally – exactly what we help with.
What does living in Fiji cost?
Considerably less than in central Europe if you live locally: markets, local food and services are affordable. Imported goods, cars and electricity are more expensive than you may be used to. A couple living a local lifestyle needs a fraction of European costs – a Western lifestyle in prime locations costs accordingly more.
How good is medical care?
Suva, Nadi and Lautoka have hospitals and private clinics for standard care. For complex procedures many expats fly to Australia or New Zealand. International health insurance including evacuation cover is practically a must for emigrants.
Are there international schools?
Yes – especially in Suva (e.g. International School Suva) and in the Nadi area, teaching in English according to international curricula. Places are in demand, so register early.
Which languages are spoken in Fiji?
English is the official and business language – you can get by everywhere with it. Fijian (iTaukei) and Fiji Hindi are also spoken. A few words of Fijian ("Bula!") open hearts and doors.
What is the climate like – and how bad is cyclone season?
Tropically warm all year round (approx. 22–31 °C). November to April is the wet and cyclone season. Modern buildings are designed for cyclones – when building or buying, pay attention to cyclone-proof construction (one reason we work with SpaceDome on certified, robust systems).
How safe is Fiji?
Fiji is considered one of the safest countries in the South Pacific and people are exceptionally warm and welcoming. As everywhere: usual caution in towns at night and do not leave valuables in plain sight.
Can I bring my pet?
Yes, but plan ahead: Fiji requires an import permit from the Biosecurity Authority of Fiji (BAF), vaccination and health certificates and, depending on the country of origin, quarantine. Preparation takes several months.
How do I set up a company in Fiji?
Incorporation runs through the Registrar of Companies (Companies Act 2015) and can be done online. As a foreign investor you additionally need to register with Investment Fiji (Foreign Investment Registration Certificate, FIRC) before doing business. Then follow the tax number (TIN) with FRCS, a bank account and industry licences where applicable.
What is the FIRC and how do I get it?
The Foreign Investment Registration Certificate is the basic requirement for foreign investors in Fiji. You apply to Investment Fiji with a business plan, proof of capital and details of the planned activity. Important: some activities are reserved for Fijians or restricted (Reserved & Restricted Activities List) – we check this for you in advance.
Can a foreigner own 100 % of a company?
In most industries, yes – Fiji allows 100 % foreign ownership as long as the activity is not on the Reserved or Restricted list. For restricted activities a local partner or minimum investment is required. This is exactly where local advice pays off.
What taxes does a company pay in Fiji?
Corporate income tax is around 20 %, VAT is 15 % (as of 2026, without guarantee). Add payroll levies and industry-specific charges. At the same time Fiji offers attractive incentives such as tax-free regions and investment allowances – proper tax planning with a local advisor pays off.
How do I open a bank account in Fiji?
With banks such as ANZ, BSP, Westpac or HFC – you will usually need your passport, proof of address, references and the tax number (TIN). For company accounts also the incorporation documents and FIRC. With an appointment and complete documents it is straightforward.
How do I find employees in Fiji?
Fiji has a young, English-speaking and service-minded population. Recruiting works via local job portals, Facebook groups and personal networks – the latter works best in Fiji. Through our local network we connect you with reliable people.
How does TC Holding support me in practice?
We are rooted locally in Nadi and accompany you through the entire process: honest initial assessment, dealings with authorities (Immigration, Investment Fiji, FRCS), company formation, land and property checks, building your local network and cultural integration. You benefit from real contacts instead of theory – and avoid the classic expensive beginner mistakes.
Sources & further reading: Fiji Immigration Department, Investment Fiji, Fiji Revenue & Customs Service (FRCS). All information without guarantee, as of August 2026.
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